Digital lending software, with proven ROI

Eliminate complexities and lower the cost of lending and investing at scale. With Encompass® by žžƵ®, the industry’s only true end-to-end digital mortgage solution, you can acquire more customers and originate, sell and purchase loans faster - all from a single system of record.

Featured customers

ROI that speaks for itself

With today’s high origination costs, efficiency and profit maximization are the keys to financial success. Developed with this in mind, Encompass delivers significant ROI.

See how the Encompass platform can boost the profitability of your business

According to an independently conducted research study* on average Encompass delivers:


Increase in gross profit per loan


Increase in loan production volume without adding any additional staff

2.4 Days

Reduction in cycle times from application to close


Return for every dollar invested in the platform

* Encompass 2022 customer ROI research study conducted by MarketWise Advisors

A best-of-breed solution for every aspect of your business

Used by more mortgage companies than any other solution, Encompass enables you to make smarter decisions, lower costs, ensure compliance, and drive innovation across every aspect of your workflow. Learn how we are helping lenders and investors take their operations to new heights.

Customer engagement
Customer engagement

Drive leads, engage borrowers, and keep loans effortlessly moving forward

In today’s competitive mortgage environment, customer acquisition has become increasingly costly and competitive. Encompass provides flexible, intuitively designed customer engagement solutions for every lending channel that help turn leads into loans, and prospective borrowers and sellers into customers for life.

Borrower point of sale
Loan officer point of sale
Third-party originator portal
Marketing automation

Loan origination and closing
Loan origination and closing

Produce more loans with less work

Deliver a digital mortgage experience across your entire business, while ensuring an incredible customer experience and improved loan quality. Using seamless, configurable task-based workflows and powerful automation, Encompass allows you to automate previously manual time-consuming processes and easily drive efficiency at every point in the loan lifecycle.

Secondary marketing
Secondary marketing

Sell loans faster for a better ROI

Leverage a comprehensive secondary marketing solution with industry-leading support for today’s evolving regulatory environment. Lenders can now confidently sell and deliver high-quality loans to a diverse community of investors and Government-Sponsored Entities (GSE’s) with ease, all without leaving Encompass.

Product and pricing engine
Correspondent lending
Correspondent lending

Easily purchase loans and lower acquisition costs

Access the industry's largest marketplace of sellers, manage your acquisition pipeline, and easily complete loan purchase transactions, all from a single system of record. Encompass offers everything you need to easily configure or customize an end-to-end workflow that meets the needs of your business and helps increase your acquisition volume.

Data and analytics
Data and analytics

Make informed, data-driven decisions

Data can hold the secrets to understanding and anticipating the needs of your business, your customers, and the broader industry. Leverage the industry's most trusted data set and use data to your strategic advantage, including visibility into industry trends, the performance of peer groups, and opportunities to optimize business processes.

Real-time data delivery
Industry and competitive analytics
Encompass® Connector for Salesforce®

Connecting the borrower and loan officer experience

Through our strategic partnership with Salesforce, we’ve created a secure bi-directional connection between the Salesforce and Encompass platforms. Give your team the ability to access Encompass information in real time without leaving Salesforce.

Learn more

What makes our platform different? Everything that matters to you:

  • All-in-one design: Solutions for every aspect of your business, from a single system of record
  • Industry-leading technology: Used to deliver efficiencies and transparency to residential lending transactions across the country.
  • Open and extensible: Access APIs, private data lakes, and the largest partner network in the industry
  • Customized for you: Fully configurable for any lending channel without having to write code
  • Manage documents and signatures, and minimize audit risk
Ready to get started? Get in touch.
Are you ready to add 'e' to your closing process?
Featured resource

Are you ready to add "e" to your closing process?

The wait is over, žžƵ® is changing how mortgages are closed in the U.S. Discover the benefits of streamlining the digital closing process with a single end-to-end eClosing solution. Keep it simple with one partner, one workflow, one source and one network.

Visit the eClose Community
Success stories

“Encompass is the most powerful platform because you have the ability to configure it for your business.”

Keri Rogers
SVP, Strategic Planning
Lennar Mortgage

See all success stories

Take your Encompass experience to the next level

Leverage solutions across the Encompass platform to make smarter business decisions, lower costs, and drive innovation across all your channels.

Encompass Consumer Connect®

Borrowers expect an engaging online experience. Are you delivering?

Encompass for Loan Officers

Empower your loan officers to drive more business and deliver better borrower experiences.

Encompass TPO Connect®

Optimize how you receive and manage loans from your Third-Party Originators.

Encompass CRM™

Generate leads, build relationships, grow faster, and stay compliant.

Encompass eClose

One source. One workflow: The future of closings is here.

ICE PPE (Product and Pricing Engine)​

Loan pricing in an instant, with total confidence.

Encompass Investor Connect™

Loan delivery, funding, and purchases- fast.

Encompass Data Connect®

Do more with your data, anytime and anywhere.

Encompass Connector® for Salesforce®

Connect Encompass and Salesforce to create a true digital mortgage platform.

Home Equity

Connect Encompass and Salesforce to create a true digital mortgage platform.

Ready to get started? Get in touch.